Prepare Personally

Protecting yourself and your family today for what Hurricane Season could bring tomorrow means preparing your home with a few things to do including:

• Take inventory with pictures and lists
• Prepare a Hurricane Survival Kit with fresh supplies
• Develop a Family Emergency Communications Plan and practice
• Place important documents in a fireproof and waterproof container
• Know where to go and what to do when a storm is approaching

Preparing your home from storm damage is the best way to reduce the risk of damage from hurricane winds. This includes reinforcing or strengthening the building with brackets and straps for the roof, installing impact resistant windows and doors, and anchoring storage sheds. You may also choose to purchase Wind insurance coverage as a separate policy since Homeowners coverage will not cover damage from a ‘Named Storm’.

Homeowner Resources

Prepare Your Business

Protecting your business means preparing your staff by developing an Employee Emergency Communications Plan, taking inventory, preparing a Hurricane Survival Kit should you be able to return to work after the storm, and knowing where to store inventory when the storm is approaching.

• Take inventory with pictures and lists
• Prepare a Hurricane Survival Kit with fresh supplies
• Develop an Employee Emergency Communications Plan and practice
• Place important documents in a fireproof and waterproof container
• Know where to go and what to do when a storm is approaching
• Check your backup generator and safely store fuel

Business Resources

Prepare Your Condo

As an Property Manager in a Condo building, your communications about Hurricane Season and what it could bring tomorrow means preparing your homeowners and tenants on what to do before, during, and after a storm. Educating them now about who is responsible for which part of the building inside and out could save you lots of questions later when water claims, and damage occur from a storm or flood.

We are ready as needed to help you communicate clearly and answer those questions now about how insurance impacts the building and each of the units. You will also find a useful guide on the link below specific to Property Managers.

Property Management Resources

Take steps to protect your property from FLOOD damage

• Elevate the HVAC system, water heater, and electric panel if the location is susceptible to flooding.

• Install “check valves” in sewer lines to prevent floodwater from backing up into the drains of your home.

• If you live in a flood-prone area, stockpile emergency building materials (e.g., plywood, plastic sheeting, lumber nails, a hammer and saw, a pry bar, shovels, and sandbags).

• In areas with repetitive flooding, consider elevating the building.

• Keep gutters and drains free of debris.